In real life regattas, rule 44 affords the skipper a form of insurance against the possibility that a protest might not yield a favorable outcome. In such on-the-water regatta the final authority is a protest committee. The PC hears facts and arguments from each interested party and then summarizes their findings and makes a determination. A party participating in a protest runs the risk that the PC uncovers a rule violation even if that rule is not the subject of the original protest.
- In those VSK races where it is agreed the auto-umpire is the first and final authority there is no need for such insurance.
- Some VSK clubs may organize a regatta that provides for a formal process involving a PC as the final authority.
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